Chapter 7 – 341 HearingReturn to Blog Main Page
This is the hearing we have discussed. The 341 hearings are held in Columbia or Spartanburg. Most are held at the Strom Thurmond Building in Columbia. I will give you directions at the time we file your bankruptcy. Please contact my office if you need another copy before your 341 hearing.
Most hearings will take one to two minutes. I have discussed the questions the trustee will most likely be asked by the trustee. The trustee is free to ask other questions, but he/she seldom does. Creditors have the right to attend and ask relevant questions, but this usually does not happen. Ex-spouses give me the most trouble at the 341 hearings. If you see an ex-spouse show up, please let me know before the hearing.
You must bring the following original documents to the 341 hearing:
- Your driver’s license
- Your social security card (possible substitutions listed below)
Your driver’s license and social security card will be to give to the trustee prior to your hearing. The trustee will not start the hearing until those two documents are presented to prove your identity. If you can not provide those documents the trustee will make us leave and return on a different day. If you are at the Strom Thurmond Building in Columbia and realize you forgot your social security card, you can go to the Social Security Administration on the 11th floor and get proof of your social security number. This can be time consuming. Sometimes the Trustee will allow a W-2 or 1099 with your social security number or a voter’s registration card that has your social security number on it.
There is no confirmation hearing for Chapter 7 bankruptcies. You will be granted a discharge 60 days after your 341 Hearing provided no objections are filed.Return to Blog Main Page